Pay with your phone

Pay with your wearables

Apple Pay

  • Tap and pay on the go with your Apple Watch.
  • Just add your Macquarie credit or debit card to your Apple Wallet for an easy and secure way to pay.

Google Pay

  • On the move? Use your Google Pay enabled smart watch with your Macquarie credit or debit card.
  • Open the Google Pay app on your smart watch and tap with your wrist.

Fitbit Pay

  • Don’t get caught out without your wallet while you’re exercising. Add your Macquarie debit card to Fitbit Pay for peace of mind.
  • Your card information is never stored on your smart watch or your fitness tracker.

Garmin Pay

  • Keep moving with Garmin Pay and make payments wherever you see the contactless symbol.
  • Add your Macquarie debit card to your compatible Garmin watch and easily pay while you’re out and about.

New to Macquarie?

Open a transaction account online and get access to Apple Pay, Google Pay, Fitbit Pay and Garmin Pay.

Access mobile payments and wearables

All our credit and debit cards support Apple Pay and Google Pay.

Visit?credit cards

Our debit card is also available on Fitbit Pay and Garmin Pay enabled devices.

Visit transaction account

Download the app

Download the Macquarie Mobile Banking app and manage your activated cards in real time.

Frequently asked questions

First, you’ll need to download the latest version of the Macquarie Mobile Banking app from the app store:
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  1. Search: Macquarie Mobile Banking?in the app store and download the app
  2. Log in to the Macquarie Mobile Banking app with your Macquarie ID and Password
  3. Follow the on-screen instructions to set up your passcode/fingerprint verification.


iPhone/iPad
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  1. Open the Wallet app (for iPad this is in Settings > Wallet & Apple Pay)
  2. Click Add credit or debit card or the +?symbol
  3. Click Next. Use the iPhone camera to capture your card details (you can also add the details manually) and confirm the name and card number details are correct
  4. Click Next. Confirm the expiry date and enter the CVV
  5. Click Next. Read the Macquarie with Apple Pay Terms of Use
  6. Click agree if you accept
  7. Use the Macquarie Mobile Banking app to verify adding your card
  8. You will receive a confirmation message
  9. Click Done. You’ll be taken back to Wallet where your card will be ready for use with Apple Pay.


You can set your Macquarie card to be your default payment card by going to Settings > Wallet & Apple Pay > Choose a new card.


Apple Watch
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  1. Open the Watch app on your iPhone, > tap My Watch tab. If you have multiple watches, choose one
  2. Tap Wallet & Apple Pay
  3. Follow the steps to add a card
  4. Tap Next
  5. Macquarie will verify your card information
  6. Complete the verification process using the Macquarie Mobile Banking app
  7. After your bank or issuer verifies your card, tap Next.

You can set your Macquarie card to be your default payment card by going to Settings > Watch tab > Wallet & Apple Pay > Default card > Choose a new card.

You can have multiple credit cards, debit cards and loyalty cards on Apple Wallet.

First, you’ll need to download the latest version of the Macquarie Mobile Banking app from the Play Store:
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  1. Search: Macquarie Mobile Banking?in the app store and download the app?
  2. Log in to the Macquarie Mobile Banking app with your Macquarie ID and Password
  3. Follow the on-screen instructions to set up your passcode/fingerprint verification.


Once you have done this, follow the steps below on your Android device:

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  1. Download the Google Pay app from the Google Play Store
  2. Open the Google Pay app on your device and tap the +?sign
  3. In the app, take a photo of your card or manually enter your card information
  4. Accept Macquarie Terms of Use for Google Pay
  5. Follow on-screen verification process.

You can set your Macquarie card to be your default payment card by tapping the digital Macquarie card and selecting Default for contactless.


You can have multiple credit cards, debit cards and loyalty cards on Android Wallet.


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To add your card to your Fitbit Pay wallet:
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  1. Make sure you have your watch handy, then on the Fitbit app dashboard, select the Account icon
  2. Select your device image
  3. Select the Wallet tile
  4. Follow the on-screen instructions to add a payment card. You’ll be prompted to verify your identity through a one-time SMS passcode
  5. Read and accept the Macquarie Fitbit Pay Terms and Conditions
  6. If you’re adding a card for the first time, you’ll be prompted to set a 4-digit PIN code for your watch (if you haven’t already done so). Note that you also need to have Touch ID or a PIN code turned on for your phone.


You can store up to six cards in Fitbit Pay on each device.


Fitbit, Fitbit Pay and the Fitbit Pay logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.
To add your Macquarie card to your Garmin Pay wallet:?

1. Select Create your wallet in the Garmin app and enter a 4-digit passcode
2. Select Mastercard and follow the on-screen instructions to add a payment card
3. Read and accept the Macquarie Garmin Pay Terms and Conditions
4. You’ll also be prompted to verify your identity through a one-time SMS passcode.
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You can store up to 10 cards in the Garmin Pay wallet on each device.


Garmin, Garmin Pay and the Garmin Pay logo are all trademarks of Garmin Ltd. or its subsidiaries, registered in the USA and other countries.

Contact us

24 hours a day, 7 days a week

13 31 74

Open an account

Open a transaction account and savings account in just a few minutes.

Help and support

Visit our online?Help Centre.

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Additional information

This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, ?nancial situation or needs. You should consider whether it is appropriate for you.

Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.

Fitbit, Fitbit Pay and the Fitbit Pay logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries.

Garmin, Garmin Pay and the Garmin Pay logo are all trademarks of Garmin Ltd. or its subsidiaries, registered in the USA and other countries.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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